Corzine Care Vs. Reality
Neither Senator Corzine nor Mr. Fisher has been able to provide the specifics of the various proposals that would logically explain the unbelievable $15 million Corzine cost estimate. Waivers and State of New Jersey “bulk rates” referred to by Fisher don’t square with reality.
Take for example the costs taxpayers currently pay for people we already insure – state employees and employees in our local schools districts. As we struggle to reduce state expenses and property taxes, we wonder why Trenton hasn’t been able to purchase insurance at the fabulous state “bulk rates” Senator Corzine has used in his Corzine Care cost calculations.
Beyond the initial shock that New Jersey taxpayers insure so many employees that contribute nothing toward their health and prescription drug insurance, these rates don’t seem particularly discount, special or “bulk” to us. $3,095 a year for a drug plan for an employee and spouse seems beyond reason.
Using these state published insurance rates, the Corzine budget of $15 million would cover 2,750 mothers with one child for medical insurance only and 2,066, if prescription drug coverage is part of the Corzine Care plan. That still leaves 1,197,250 people uninsured. Perhaps Mr. Fisher or Corzine could tell us how much it would coast to insure the remaining million or so people.
Now in terms of ideas to reduce the state’s budget and our property taxes, we have a few suggestions:
1.) State and school district employees should contribute toward their health and prescription drug insurance costs at the same average rate as private sector employees in the state. The average state employee earns more than the average private sector employee, so please don’t write us about the lower pay for better benefits meme, it isn’t accurate.
2.) Contact Doug Forrester, he has figured out how employers can provide a quality prescription drug benefit, while at the same time managing and containing costs. As a matter of fact, Forrester’s Benecard company has been so successful at helping employers contain their prescription drug benefit costs, he’s become a multi-millionaire with his expertise . Too bad the State of New Jersey isn’t one of Forrester’s clients; he could have saved taxpayers a ton of money.